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YES Bank Business Loan

Get instant funds to meet your business requirements with YES Bank as it offers affordable business loans with quick funds disbursal facility. You can easily live your dream of starting a business by meeting the financial expenditure with YES Bank Business Loans. The bank offers business loan for starting a new business, expanding the existing business as well as for meeting the other business expenditure.

YES Bank provides unsecured business loans, so you need not put any collateral for availing the funds. The best part is that loan is instantly available in high quantum with flexible repayment tenure extending up to 60 months. So, apply for YES Bank Business Loan, and take your business to the next level.

Apply Business Loan

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Please enter your inhand salary.Minimum annual income of Rs. 20 Lakh is requiredMinimum turnover of Rs. 20 Lakh is required
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Why to takeYES Bank Business Loan?

YES Bank provides business loan for start-ups as well as for the established businesses at affordable interest rates. You can instantly bring your business idea into a reality with YES Bank as it makes the funds available within no time. In addition, there are numerous other reasons which make the YES Bank business loan, the best option for you; have a look:-

  • Apply for a loan in just a few clicks
  • Get high quantum loan up to 50lac
  • Your loan is approved instantly in just a few days
  • Easy documentation process
  • Loan processing charges only up to 3%
  • Enjoy the business loan without any security
  • No extra charges
  • Receive cash within 2 days
  • Extend your repayment tenure up to 60 months

YES Bank Business Loan Interest Rate

Salaried Individual

Loan Amount

Starting From Rs. 50,000 up to Rs. 25 lakhs

Interest Rate

10.99% - 20.00%

Loan Tenure

12 to 60 months

Processing Fee

2.50%, Minimum Rs. 1,000 Maximum Rs. 25,000

Foreclosure Charges

Allowed after 12 EMIs, Prepayment charges vary by year: 2nd year - 4%; 3rd year - 3%, after 3 years - 2%

Age

21 years up to 60 years

Features of YES Bank Business Loan

YES Bank provides multiple business loan options to meet the varying requirement of its customers. In addition, it also provides tailor-made loan options, so you can easily get the loan in accordance with your requirement.YES Bank business loans are instantly approved in just a few days with quick disbursal of the funds which allows you to meet your instant business needs.

Numerous customer friendly loan offers are provided by the bank in order to make it an affordable option. Below listed are some of the unique features of YES Bank business loan; take a look:-

Online application process

You can easily apply for YES Bank business loan by simply filling an online application form. Further loan process is also completed online which makes the process hassle-free and paperless.

Instant loan up to 50lac

You can easily meet your heavy funds requirement with YES Bank business loan as high quantum loan up to 50lac is available instantly.

Quick approval of loan

The loan application process is quick with this bank. Your application for the loan gets processed as soon as you fill the loan application form and the loan in approved in just a few days.

Easy documentation

You only need to provide a few basic documents to complete your documentation procedure. The process of document verification is also completed online injust a few minutes.

Get cash within 2 days

Your loan is approved instantly and the funds are made available within 2 days after the approval of the loan application.

Low loan processing fee

The loan processing fee charged is also quite low, so you need not pay a huge payment for the approval of the loan.

Repayment tenure up to 48 months

Repay your loan as per the future availability of the funds as you can easily extend the repayment tenure up to 48 months.

No security required

You do not require any security or collateral for the approval of your YES Bank business loan.

Personalized loan options

You can easily get the loan which suits your requirement as personalized loan options are also available.

YES Bank Business Loan Fees & Charges

Loan Processing Fees Up to 2.50% of loan amount, Rs 1,000 to 25,000
Pre-payment Charges 4% of principal outstanding - 13 to 24 months,
3% of principal outstanding – 25 to 36 months
2% of principal outstanding - >36 months
Penalty for late EMI payment 24% per year on outstanding amount From default date
Eligibility Criteria

Eligibility Criteria to apply for YES Bank Business Loan

Every bank has some eligibility criteria for the loan which is dependent upon the type of loan applied. Similarly, YES Bank also has basic eligibility criteria for providing business loan which is described below:-

1.

Your minimum age to apply for YES Bank business loan is 21 years and maximum age limit is 65 years at the time of maturity of the loan.

2.

You should either be a Proprietor, Self-Employed Individual, Partnership firm or a Private Limited Company involved in trading, manufacturing or services.

3.

Your minimum turnover and annual income should meet the minimum income requirement of the bank.

4.

Your business should be in continuation from at least 3 years.

Essential Documents for YES Bank Business loan

You are required to provide some basic documents for the instant approval of your YES Bank business loan. The documents required for the approval of YES Bank business loan are listed below:-

  • Address Proof –Passport/Voter Id Card /Aadhar Card/Driving License

  • ID Proof – Passport/Voter Id Card/Driving License/PAN Card/Aadhar Card

  • Statement of bank– Previous 6 months Bank statement

  • Proof of Income – P&L account/Balance Sheet for previous 2 years

  • Business continuation proof– Establishment/Trade license/Sales Tax Certificate/ITR

Documents Required

Why to apply for YES Bank Business Loan at RupeeStation?

If you are planning to apply for YES Bank business loan then Rupee Station is the best platform. With us, you can instantly check your eligibility, fill up a loan application form and get funds in just 2 days. Rupee Station enjoys an exclusive collaboration with YES Bank, so you can easily get the best loan schemes and enjoy the instant business loan at affordable prices. You just need to initiate the loan process by filling our loan application form online and our financial experts take care of the further process. Below listed are a few of the reasons which makes Rupee Station, the best platform to apply for the loan:-

Online loan process

At Rupee Station, the entire loan process is completed online. You can apply for the loan just by filling an online application form.

Personalized loan available

We offer personalized loan options to meet the varying requirement and provide loan in accordance with your need.

Easy loan approval

Loan is easily and instantly approved with Rupee Station as your loan application is instantly processed.

Funds within 2 days

At Rupee Station, we made the funds available in just 2 days after the approval of your loan application.

Instant help services

We have a dedicated customer support team which instantly answers all your queries related to business loans and its proceedings.

Steps to get YES Bank Business Loan at Rupee Station

You can easily get YES Bank business loan at Rupee Station as we follow a very simple loan procedure. Let’s take a look at the steps to apply for loan at Rupee Station:-

Step 1

Initiate the loan processing just by filling our online loan application form.

Step 2

Your loan application will be reviewed by our financial experts who will call you to get other required information.

Step 3

Get the loan amount in just 2 days, once your loan application is approved.