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Dena Bank Personal Loan

Make all your dreams come true with Dena Bank personal loan. Whether you want to travel the world or want to finance your dream wedding, It provides you all the necessary finances to help you live your dream. Dena Bank is a public sector bank and offers multiple loan schemes such as gold loan, personal loan, home loan and senior citizen pensioner loan to help their customers meet their financial requirements.

Applying for Dena Bank personal loan has become easy with Rupee Station as it is the one-stop solution for getting all type of loan. You can apply for instant personal loan in just a few clicks at Rupee Station as you only need to fill an online loan application form. So, with Rupee station, you are just a few clicks away from living your dream.

Apply Personal Loan

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Please select your Employment Type
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Please enter your inhand salary.Minimum annual income of Rs. 1.2 Lakh is requiredMinimum turnover of Rs. 1.2 Lakh is required

Reasons to take Personal Loan from Dena Bank

There are numerous benefits of applying personal loan from Dena Bank as it provides multiple customer friendly services. Below listed are the benefits of taking loan from Dena Bank, have a look –

  • Affordable Interest Rates
  • Loan is available for all categories of individuals
  • Easy availability of higher loan amount
  • Low processing charges
  • Special loan offers for bank employees, govt. Employees etc.
  • Easy and effortless documentation process
  • Instant Disbursal of fund
  • No pre-closure or part payment charges
  • Flexible loan repayment up to 36 months

Dena Bank Interest Rate for Personal Loan

Dena Bank personal loan: Top Features

Dena Bank has always succeeded to meet the requirements of their customers by providing best loan offers at affordable prices. Multiple financial products are offered by the bank in order to meet the varying financial requirement of the bank. Some of the major benefits of applying personal loan from Dena Bank are listed below, have a look –

Rate of interest

Dena Bank personal loan interest rates are very affordable and start from as low as 12% up to just 14% which is quite an affordable rate. Thus, you can easily get a personal loan at affordable prices.

Loan available for all individuals

They offer loan to the salaried employees as well as to the self-employed professionals. So, anyone can easily apply and get the loan with this bank.

Get higher loan amount

you can easily meet your financial crunch by taking loan from this bank as it easily offers higher loan amount up to 1 lakh easily. In fact, if you have small expenditure to meet then you can take the loan as low as 15000.

Minimal processing charges

processing fee is also as low as 1% so need not make much expenditure even before getting the loan.

Special loan offers

Special loan offers are available for the borrowers who fall in the special categories such as bank employees, Govt. employees, and individuals working in repudiated companies.

Hassle-free process of documentation

the documentation process is also very easy as only some basic documents are required. You can easily submit your documents online and get your documentation completed.

Instant disbursal of funds

Once your loan application is approved, funds are transferred into your accounts in just two days so, you need not wait long to meet your requirements.

No charges on pre-closure and part-payment

if you want to make pre-closure of the loan or you want to make part-payment of the loan then you need not pay any extra charges to the bank.

Enjoy flexible repayment of loan

you can decide the repayment tenure of loan based on your future income. Your repayment tenure can range from 12 months to 36 months.

Dena Bank Personal Loan Fees & Charges

Loan Processing Fees Up to 2.50% of loan amount, Rs 1,000 to 25,000
Pre-payment Charges 4% of principal outstanding - 13 to 24 months,
3% of principal outstanding – 25 to 36 months
2% of principal outstanding - >36 months
Penalty for late EMI payment 24% per year on outstanding amount From default date
Eligibility Criteria

Check Minimum Eligibility Criteria

There is a simple eligibility criterion for the individuals willing to apply for Dena Bank Personal loan. Below given is the list of the basic criteria that you need to meet for applying Dena Bank personal loan –


If you want to apply for the Dena Bank personal loan then you must be a citizen of India with at least 24 years of age and maximum 55 years of age.


For availing the personal loan, you should either be a self-employed professional or a salaried employee.


Your monthly income must meet the minimum gross monthly income which is just 15000 per month.


You must be the permanent employee working in any government organization, Public Sector Unit or in any other reputed company from at least 2 years.

What Documents You Need to Submit?


Passport/ PAN/Voter ID/ Driving License

Address Proof

Voter ID Card/Valid Passport/Permanent Driving License

Income Proof

Statement of bank for past 6 months/ITR Return/Salary Slip


you need to submit 1 passport size photograph

Documents Required

Benefits of Dena Bank Personal Loan via Rupee Station

Rupee Station has collaborated with Dena Bank for providing instant and hassle-free loan services to its customers. At Rupee Station, you are just few clicks away from getting the funds in your account as you just need to fill an online loan application form in order to apply for the loan. In addition, there are multiple other benefits of applying personal loan through Rupee Station, have a look –

Easy Application process

applying for loan has become too easy with Rupee Station as you just need to fill an online application form which requires some basic information.

Personalized Loan offers

we understand that loan requirement differs from customers to customers so we offer personalized loan offers to meet the varying requirements of borrowers.

Instant Approval

we get your loan application approved in really a short span of time. You can apply for the loan in just a few clicks and we will get your loan application approved in just 2 minutes.

Funds made available in just 2 days

At Rupee Station, we make the funds available to the borrower in just 2 days so you need not sit waiting long for the funds.

Instant support to customers

you can instantly get in touch with our customer support official, if you face any issue while applying for the loan or if there is any related query. Our customer support officials will resolve your query instantly.

Process to apply for loan at Rupee Station

At Rupee Station, you can apply for the loan in just a few steps –

Step 1

Submit an online loan application form with some basic information

Step 2

Your application will be reviewed by our financial experts

Step 3

You will get the funds in just two days on approval of your loan application

About Dena Bank Personal Loan

Dena Bank is one of the most preferred banks for personal loans as it provides the loan instantly to the borrowers. In addition, Dena Bank Loan interest rates are also comparatively low, so if you are planning to take a personal loan then apply for Dena Bank Loan at Rupee Station and get the best deals.

Dena Bank Eligibility Criteria & Calculator

The eligibility criteria to apply for the Dena Bank Personal Loan is also very minimal, thus anyone can easily apply for the loan. You can easily check your eligibility for the loan in just clicks by making use of our free emi calculator.

Documents needed for Personal Loan via Dena Bank

For the approval of your Dena Bank Personal Loan, you only need to provide some basic documents which include KYC Documents, income documents, and bank statement. At Rupee Station, the documentation and verification process is also completed online within clicks.

Dena Bank Interest Rates for Personal Loan (2018)

Dena Bank Loan is available at quite a low rate of interest which makes it an affordable option. In fact, the current Dena Bank Interest Rates (2018) starts at 9.50% only, which is too low as compared to other banks.

Why Choose or apply for Dena Bank personal loan?

If you are planning to apply for a loan to meet your financial requirements then apply for Dena Bank Personal Loan as it is available at quite low interest rates with flexible repayment tenure extending up to 120 months and minimal processing fee up to 1% only.

Dena Bank Loan Calculator

If you are applying for a loan, then use Dena Bank loan calculator and know all the required information like credit rating and expected EMIs in just clicks. At Rupee Station, you can easily get access to numerous online financial tools such as EMI calculator, and credit score checker and get to know your essential financial details.

How to check the credit score for Dena Bank loan?

Unsecured business loans are collateral free loans and thus for the approval of these loans, bank check your credit score. You can know your credit score in just a few minutes by making use of our free credit score checker. You just need to provide basic details, in order to know your credit rating and history.

Bad Credit Dena Bank Personal Loan

If you need funds but have a bad credit score then apply for the personal loan at Rupee Station. We also provide the loan to the borrowers with bad credit score, so you can easily get the funds in just a few days. 

Free Dena Bank EMI Calculator tool

Repaying the personal loan seems to be a challenge for the borrowers but one can easily repay the entire loan in small EMIs. You can use Dena Bank EMI calculator and know the lowest monthly installments even before applying for the loan.