Home » Personal Loan in Kolkata

Personal Loan in
Kolkata

Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.

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Minimum salary of Rs 10,000 is requiredMinimum annual income of Rs. 1.2 Lakh is requiredMinimum turnover of Rs. 1.2 Lakh is required
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Personal Loans in Kolkata

Kolkata is a historic state, and it was the capital of India too during the British Raj until 1911. Being a metropolitan city and a commercial hub, there are several banks and NBFCs to provide personal Loans in Kolkata to its residents. But, at Rupee Station we are offering the personal loan at an affordable rate of interest with loan amount ranging from Rs.25000 - 25, 00,000. We also give the benefits of choosing the tenure for paying the EMI amidst the period of one to five years.

Alongside, we are also offering a hassle-free documentation process and less paper works. The personal loan that we ensure to offer to the residents of Kolkata can be used for various purposes. Some of them are:

  1. For purchasing a house or for its renovation.
  2. For Wedding expenses.
  3. For Purchasing a car.
  4. For higher education like in abroad.
  5. Medical and hospitality expenses.
  6. For setting your home furnishings
  7. For travelling and vacations

Eligibility Criteria To Avail Personal Loans in Kolkata

  1. Candidate age should be between from 21 to 65 years.
  2. Monthly income should not be less than at least 15000/-
  3. Tenure period of the loan could be minimum 06 months to maximum 60 months (05 years).
  4. Your nationality must be an Indian to apply.
  5. If you are self-employed, then it requires you in business for at least 03 years and has the proof of your business turnover.

Important requirement required to apply for personal loans:

  1. Any one individual Govt. identity roof like Aadhar Card, Voter ID Card, PAN Card, Driving License.
  2. Residential proof like electricity, water bills, rent agreement which should not older than 03 months at least.
  3. For salaried, 03 months of salary slip would be required.
  4. Two passport size photographs.
  5. Latest 03 months of bank statements needed for the salaried person.
  6. For self-employed, it requires the audited financials for the last two years.
  7. Valid address of office and proof of residency as well for self-employed.
  8. Proof of business continuity must require for self-employed.

Instant personal loan in Kolkata

In order to help the local dwellers meet the financial requirements easily, the local government along with banks and NBFCs offer different types of personal loans at low interest. These loans are instantly available in just a few days, so you can easily meet your urgent fund requirements.

Easy personal loan provider in Kolkata

There are multiple banks, money lenders, and NBFC companies in Kolkata which lends personal loan in just a few clicks. You can apply for the personal loan at Rupee Station and experience the paperless and hassle-free loan procedure.

Personal loan without income proof in Kolkata

Personal loan is available quite easily in Kolkata and if you want to get the loan approved easily in clicks only then apply for the loan at Rupee Station which is one of the best finance company in Kolkata. At Rupee Station, you only need to provide some basic documents for the approval of the loan.

Need personal loan in Kolkata from private financer and NBFC

If you are searching for the best personal loan options from private financer and NBFC, then Rupee Station can prove to be your best loan partner. Rupee Station tops the list of finance company in Kolkata as it makes the low-interest loan available within 2 days along with minimal documentation. 

Personal loan in Kolkata without documents through any agent

If you are looking for a personal loan with minimal or no documentation then apply for the loan at Rupee stations which is at the top in the list of NBFC companies in Kolkata. At Rupee Station, you are required to provide some basic documents such as ID proof, Aadhar card and so on for the approval of your loan.

Personal Loan Eligibility in Kolkata

The eligibility criteria to apply for the personal loan in Kolkata are also very basic. In order to apply for the loan your age should be amid 21 to 65 years, you should have a regular source of income; you should be the citizen of India and so on. Thus, anyone can easily apply for the personal loan here.

Personal Loan Free EMI Calculator in Kolkata

The repayment tenure of these loans is also very flexible extending up to 7 years, so you can easily repay the loan amount in small monthly installments. You can instantly check your personal loan EMI in Kolkata by using our online free EMI calculator.

Personal Loan free credit report in Kolkata

Credit report plays a vital role in the approval of your loan if you have not seen your credit report yet then use our free credit report checker and get the report instantly. Our credit report will not only provide you credit details and credit scores but will also provide you with the tips to improve and maintain your credit rating.

Bad credit personal loan in Kolkata

The approval of the personal loan is widely dependent on your credit score. If you have a bad credit score then procuring a personal loan is a challenge for you. However, we at Rupee Station also provide the people with poor credit rating and bad credit history.

How it Works

A Personal loan is a form of credit offered by financial institutions for the borrower’s personal use.
It is an unsecured loan and doesn’t require collateral as security or a guarantor to avail the loan.

1

Registration

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Apply online in less than 2 minutes

2

Quick Verification

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We will review your application and give you a decision within minutes

3

Loan Disbursal

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Receive the loan amount within two days.

Find out your customized interest rate for a Personal Loan in Kolkata

A Personal loan is a form of credit offered by financial institutions for the borrower’s personal use.
It is an unsecured loan and doesn’t require collateral as security or a guarantor to avail the loan.

Basic Eligibility Criteria

  • eligibility

    Good Credit Score

  • eligibility

    Above 21 years of Age

  • eligibility

    Salaried professional

  • eligibility

    Resident of India

  • eligibility

    Valid Bank Account

  • eligibility

    PAN Card and Voter ID Card/Driving License

  • eligibility

    Bank Statements for the last three months

  • eligibility

    Salary Slip for last three months